Fomo Employer Label “Amartha”: Case Record and Notice

Between 25 October 2023 and 29 January 2024, 4 comments in 2 Fomo threads about me carried the employer label “Amartha” on the commenting account's profile. This post records what those comments say and sends a short notice to Amartha. It is my account and my opinion, not a finding about any company or person, and I am not a lawyer.

What the record is

The source is my own evidence report, “Gelar Bukti Pencemaran Nama Baik Rahmat Wibowo,” which preserves 34 threads from Fomo (fomo.id), 2023 to 2026. On Fomo an account can display a free-text label next to its name. The label is chosen by the account holder and Fomo does not verify it, so a label such as “Amartha” does not show that the person works for Amartha, or that Amartha knew of or approved anything the account wrote.

I do not publish account names or personal names here. The thread and date are enough for anyone with access to find the comment.

What the labelled comments show

• Volume: 4 comments, from 25 October 2023 to 29 January 2024.
• Threads:
  1. Report chapter 31: https://fomo.id/beranda/activity/4548384
  2. Report chapter 33 (the report records this thread without a usable URL)

The 4 comments are mixed. One says the pile-on is a form of school-days bullying. One says the writer would distance themselves from a friend like that. One praises a post title and one remarks on the subject's parents. None contains a threat. Some are sympathetic.

Measured against the articles mapped in my case analysis (KUHP Articles 433, 434, 436, 441 and 483), these labelled comments do not appear to supply the elements of an offence. I am not asking anyone to treat them as one.

Legal basis

The articles I rely on are quoted in full, in Indonesian with an English translation, in a separate post: Legal Basis: KUHP 2023 and the 2024 ITE Law. In short:

• ITE Law, as amended by Law No. 1 of 2024: Article 27A (defamation by electronic means) with Article 45 paragraphs (4) to (7), including the complaint requirement and the exceptions for public interest and self-defence. It applied from 2 January 2024 until the KUHP took effect.
• KUHP (Law No. 1 of 2023, in force since 2 January 2026): Articles 433 to 438 and 440 to 442 on defamation, slander and insult, and Article 483 on threats.
• KUHP corporate liability: Articles 45 to 50 and 118 to 124. A company is answerable only where the conditions of Articles 46 to 48 are met, so a label on a personal profile is not enough on its own.

Notice to Amartha

No action is requested from Amartha. The labelled comments above contain no threat or accusation of a crime, and I do not suggest that you or any person behind the label did anything wrong. I am publishing this so that the record is complete and so that Amartha knows the label appears in the evidence report. If you recognise an account as yours and want to add context, I will publish your reply in full.

Limits of this post

• Employer labels on Fomo are self-reported and unverified. I have not confirmed that any labelled account belongs to a person employed by or connected to Amartha.
• The counts come from my own parsing of the report's raw page captures. Some comments may be missing, duplicated or cut off, and deleted comments are included where the capture shows them.
• Translations are mine and are approximate. The Indonesian text in the report is the source.
• Most comments in these threads, from every label, were neutral. I have tried to describe Amartha's comments the same way.
• This is my opinion and my account. It is not legal advice and not a finding that anyone committed an offence. A right of reply is open to Amartha and to any person mentioned.